From the day you open your door for business, your company is at risk for a loss. All it will take to damage your business is one costly lawsuit or financial mishap. Lawsuits can range from a customer or client slipping and falling on premise to an employee suing for wrongful termination. When you are a business owner, almost any type of lawsuit is possible.
Other events may cause your business harm. For example, a loss caused by a fire that destroys your business building and inventory is compounded when you are unable to do business until the damage is repaired. You may discover a trusted employee has actually been embezzling from your company. Another employee may have an auto accident while driving on behalf of your business.
If any of these things happen, or any other event not mentioned, your business along with your hopes and dreams may be shattered. Your personal assets may also be at risk. You need to protect yourself against the possibility of something going wrong.
At Strategic Insurance Partners (SIP) we provide personalized service to each and every client. We know that one size does not fit all. Each business is unique, which is why we meet personally with you to evaluate your specific needs.
By meeting personally, we can determine which insurance products will best serve you. We assess your risk to be sure you have the right amount of coverage. We may also be able to package policies together in a way that will save you money.
Depending on the state you live in, business owners may be required to have certain types of insurance. For example, you may be required to carry workers’ compensation insurance even if you have only one employee, while other states only require it if you have a certain number of employees. At SIP Risk, we know what is required by your state, so we can be sure that in addition to covering your business from loss, you are in compliance with your state law.
Some examples of insurance products we offer include the following:
We have insurance plans that fit any type of business. When we meet with you, we will explain in detail why we think you need a certain plan. We are always ready and available to answer any questions you may have. By choosing the right insurance plans, specially designed for you, you can go about your business with confidence that your assets are protected and your business is secure. Contact our team today if you’re ready to get started customizing your plan.